9

Which of the following is NOT true regarding the types of regulations that seek to enhance the net social benefits of commercial banks services to the economy?

Select one:

a. Safety and soundness regulation seek to protect depositors against failure of banks

b. Monetary policy regulation involves requirements or minimal cash reserves held against bank loans

c. Consumer protection regulation is imposed to prevent discriminatory lending policies

d. Credit allocation regulations support the commercial banks lending to socially important sectors like housing and farming

e. All of the answers are true