9-10. Explain in full the types of property that are exempt from attachment and levy of execution.

11. Benjamin Construction Company performs a contract with Carla to add a garage to her house, but she does not pay. In most states, Benjamin Construction could create a lien and place it on Carlas property by filing

a. a creditors composition agreement.

b. a writ of attachment.

c. a writ of execution.

d. a written notice of lien.

12. Paula owes Benji $500 on her basement renovation contract, but refuses to pay. To collect, Benji files a mechanics lien. Under a mechanics lien, security for the debt is represented by

a. Paulas personal property.

b. Paulas real estate.

c. the $500 owed under the contract.

d. the contract.

13. Larry owes $10,000 to Marrick Bank. As a prejudgment remedy to collect the debt, Marrick could use a writ of

a. contribution.

b. attachment.

c. execution.

d. subrogation.

Fact Pattern 29-1B(applies to Questions 14 and 15)

Matt contracts with Joan to fix the driving wheel on her car. Joan leaves her car with Matt, but refuses to pay when the work is done.

14. Refer to Fact Pattern 29-1B. Martt refuses to return the car to Joan until she pays for the brake work. This is

a. a garnishment order.

b. a mechanics lien.

c. an artisans lien.

d. a violation of most states laws.

15. Refer to Fact Pattern 29-1B. If Matt imposes a lien on Joans car, it will end

a. in thirty days.

b. in sixty days.

c. when Matt voluntarily surrenders possession of the car.

d. when Joan obtains a court order requiring Michael to return the car.

16. A court awards a judgment to Loan Collection Agency, who is the creditor, against Margret, who is the debtor. After the judgment, the creditor requests a court order to seize Margrets property to ensure that the judgment will be collectible. This is

a. a judicial lien.

b. a writ of attachment.

c. a writ of execution.

d. a violation of most state laws.

17. Ralfs debt to Sonia is past due. Ralf obtains a judgment against Sonia to collect the debt, but Sonia will not pay. Ralf requests a writ of execution. The property that is seized under the writ of execution must be

a. in Ralfs possession.

b. in Sonias possession.

c. in the possession of Sofias employer or other third party.

d. located within the courts geographic jurisdiction.

18. Shanes debt to Tempo Bank is past due. Tempo Bank obtains a judgment against Shane to collect the debt, but he refuses to pay. Tempo Bank asks the court to order Shanes employer to pay a portion of his paycheck to the bank. This is a request for

a. a mechanics lien.

b. an order of garnishment.

c. an order that would violate most state laws.

d. a writ of attachment.

19. Jake borrows funds from Somers Bank (HCU) to buy real property. Jake signs a written instrument that gives Somers Bank an interest in the property as security for the debts payment. This is

a. a mortgage.

b. an artisans lien.

c. a workout agreement.

d. a suretyship arrangement.

20. Rosette Bank provides Sal with a mortgage to buy a home. The rate of interest is fixed for three years and then adjusts annually. This is

a. a fixed-rate mortgage.

b. an adjustable-rate mortgage.

c. a creditors composition agreement.

d. a guaranty agreement.