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94 95 96 98 99 100 101 102 #12 22 103 104 105 Capital gains Oa a) may be offset by dividends. 0 b) are

94 95 96 98 99 100 101 102 #12 22 103 104 105 Capital gains Oa a) may be offset by dividends. 0 b) are subject to higher taxes than is income. Od are assets held longer than two years

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