9:47PM Wed Mar 27 & moodle.concordia.ca Question 4 (25 points) Suppose that the government decides that the use of credit cards is bad and introduces a tax on credit card services. That is, if a consumer or firm holds a credit card balance of X (in real terms), he or she is taxed tX, where t is the tax rate. Determine the effect on the market of Credit card services and the money market. Explain using diagrams