98) Which of the following risks is not covered by the regulatory risk-based capital? A) Market risk B) Credit risk C) Operational risk D) Foreign exchange risk E) Interest rate risk of the banking book 100) (I) Basel capital requirements attempt to encourage market discipline by having banks disclose capital structure, risk exposures, and capital adequacy in a systematic manner. (II) Standardized approach of Basel II guidelines for determining credit risk-adjusted on-balancesheet assets relies on credit agency ratings. A) Both statements are True B) Both statements are False C) (I) is True, (II) is False D) (I) is False, (II) is True