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A 2013 report by the International Monetary Fund (IMF) listed a large number of countries without explicit deposit insurance (i.e. they do not have a

A 2013 report by the International Monetary Fund (IMF) listed a large number of countries without explicit deposit insurance (i.e. they do not have a program similar to the U.S. federal deposit insurance corporation) including many in Africa, the Middle East, Asia, and the Caribbean. What is the advantage of not having deposit insurance? Less moral hazard Fewer bank runs

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