A 20-year-old student wants to save $5 a day for her retirement. Every day she places $5 in a drawer. At the end of each year, she invests the accumulated savings ($1,825) in a brokerage account with an expected annual return of 8%. (1) If she keeps saving in this manner, how much will she have accumulated at age 65? Please list the inputs of your financial calculator.

H. (2) If a 40-year-old investor began saving in this manner, how much would he have at age 65? Please list the inputs of your financial calculator. H. (3) How much would the 40-year-old investor have to save each year to accumulate the same amount at 65 as the 20-year-old investor? (Hints: FV is the same as your answer in H(1). Number of years is the same as H(2). Then what is the annual payment?) Please list the inputs of your financial calculator.