A 24 year old employee makes $100,000 per year with her employer. At a 4% discount rate, what is the Present Value of her and her employer's future contributions (combined) to the Social Security program over the course of her career with her employer. (She will retire from her employer in 20 years.) Assume that her salary grows 2% each year, that tax rates remain constant, and that the wage base grows 3% per year. Remember, the current tax rate is 6.2% for the employee and 6.2% for the employer (of gross wages up to $142,800.)