. A 25-year mortgage loan of $ 150,000 with monthly payments , has an annual debt service of $ 13, 892. 69. What is the interest rate for this loan? 15. What is the NPV value of this investment at a 12 % yield? What does the NPV suggest to the investor? (0) (50,000.00) (1) 10,000 (2)5,000 (3)7,500 (4)-1,200 (5)15,000 (6)25,000 (7)45,000 What does the NPV suggest to the investor? What is the IRR on this investment with?