A $38,000 mortgage taken out on June 1 is to be repaid by monthly payments rounded up to the nearest $10. The payments are due on the first day of each month starting July 1 . The amortization period is 11 years and interest is 3.2% compounded semi-annually for a six-month term. Construct an amortization schedule for the six-month term. What is the monthly payment rounded up to the nearest $10? Payment =$ Complete the amorization schedule. (Round to the nearest cent as needed.)