A 45 year female makes $40,000 a year. She estimates that 70% of her income goes to support her family. Suppose that she will remain in the work force until age 65 (20 years). What is the amount of life insurance needed based on human life value approach? (The future value interest annuity factor at 5% for 20 years equal 33.07). O $1,322.638 O $793,582 O $480,000 O $925,960 a Alia has a total of $20,000 loan and interest outstanding against her $100,000 policy. The policy has a double indemnity rider. Ali is killed in an automobile accident. How much will the policy pay? O $180,000 O $190,000 O $200,000 O Nothing until the outstanding loan is repaid