A 5-year annuity of ten $5,000 semiannual payments will begin 8 years from now, with the first payment coming 8.5 years from now. a. If the discount rate is 9 percent compounded monthly, what is the value of this annuity 5 years from now? Value at Year 5 b. What is the current value of the annuity? You deposit $1,100 at the end of each year into an account paying 9.1 percent interest. a. How much money will you have in the account in 20 years? b. How much will you have if you make deposits for 40 years