a Aabbcc AalbCal Aabby NABOLCL abb Normal No Heading1 Heading 2 Healing The be Subtle Em Paragraph 2. Briefly describe/outline an initiative that you believe can add value to a banking institutions department and/or organisation Describe how the initiative adds business value for the department and/or for the greater organisation that it operates within. The initiative can be an idea or something that already exists in the organisation and is not limited to profit making initiatives only fie. No limitation on CSI, community and/or other projects) TE