a) An insurance company is offering a new 15-years savings policy to its customers. The details of the policy are as follows in Table Q1-1. The purchasers (say, you) make the following six payments to the insurance company at the beginning of each year: Table Q1-1: Cash Flow Streams First year Rs.19,000 Fourth year Rs.20,000 Second year Rs.19,000 Fifth year Rs.22,000 Third year Rs.20,000 Sixth year Rs.22,000 After the sixth year, no more payments are made. When the savings mature, you receive Rs.185,000. If the relevant interest rate is 10 percent for the first six years and 8 percent for all subsequent years, is the policy worth buying?