a. An nvestor invested RM1,000.00 per month at the beginning of every month in a unit trust fund for 5 years. Dividend income of RM3,000. 00 per year were received at the end of year 1 , year 3 and year 5. His total nvestment excluding dividend received is worth RM80, 000. 00 now. What is the compounded rate of return? [10 marks] b. An nvestor started investment in unit trust with RM20, 000. 00. He invested another RM10, 000. 00 a year later and RM30, 000. 00 three years later. The fund managers give extra units to the investor based on a ratio of 1 for 5 at the end of year 1. Net dividend of RM4,000.00 was paid to the investor at the end of year 2. The investment scheme has been 5 years now and the number of units owned by the investor is 123,000 units. Current NAV is RMO. 62. What is the compounded rate of return? [10 marks]