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A and B opened a savings Bank account payable jointly. B informs the Banker that A is dead and produces a death certificate in this

A and B opened a savings Bank account payable jointly. B informs the Banker that A is dead and produces a death certificate in this regard and also demands for payment of balance amount. But the Banker refuses to pay. Can B file a suit against Banker? Will it make any difference, if the account was opened in the style of 'either' or 'survivor'?

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