a) Andrew is a successful barrister working in London; he owns his own house. His parents are both working and have significant savings. His sister Virginia and her partner have recently had a baby. She and her partner have a large mortgage and a lot of debt; they are struggling now that she has stopped working.
Discuss the different reasons why it is important that Andrew and his sister Virginia should make a will. Explain what would happen to Andrew and Virginia’s estate if they do not make wills. 5 marks

b) Fred’s friend Jaime told him that Jaime’s Dad has just made a recording of how he wants the family to divide his property when he dies. He has uploaded it to the cloud so that it can always be retrieved when the family needs it.
Explain to Fred what is necessary for a valid will, including all the factors that Jaime’s Dad should consider. 5 marks