a. Appraise the role of a bank's credit culture in managing credit risk.

b. Explain the five Cs of good and bad credit and evaluate their importance in credit

analysis.

c. Assess why firms or individuals involved in tourism need to borrow from a bank.

Identify what a banker should be watchful of before extending credit to a tourism

business in addition to general economic conditions.

This this the banking management questions.can you give the detail and answer for these three parts, thank you so much