A Assessment activity: Chapter 10 - Protecting Your Property Part Policy Component Coverage Provided This pays for bodily injury and/or property damage caused by for which you This pays for accident-related expenses for up to years after the accident-provided that those expenses do not exceed the policy's limit. This coverage is designed to protect policyholders, Including the named insured and his or her family, when they are negligently injured by B D This part in the PAP provides two types of optional protection: coverage and coverage. E F Read and complete the following staternents regarding the coverages provided by the PAP. Insurance companies can express their liability coverage using either a combined limit or split limits. If a split limit is used, such as $100,000/$300,000/$100,000, then the second term in the limit expresses the maximum dollar amount that the insurance company will pay for Most states allow you, as a policyholder, to seek reimbursement for your medical expenses up to the limit of your policy, even if the following are true. Check all that apply You haven't paid your premium for the past six months. You are occupying a vehicle that is not covered by the policy. Your Insurance company proves that someone else was at fault and you've already been paid by the other person's Insurance company. Three conditions must be met for you to receive compensation under Uninsured Motorists Coverage. These are as follows. Check all that apply Another motorist must have been at fault in the accident. The only damages sustained in the accident are personal injuries: property damages are not covered. The injured motorist must have sustained damages, Underinsured motorists coverage is also available, and protects you, a policyholder, against damages caused by an at-fault or underinsured driver. If the at-Tault driver causes damage than the limit of his or her liability coverage, then your company will make up the difference, up to and then subrogates with the negligent driver