a) Assume that your bank has the following distribution of assets and liabilities. Assets Liabilities Rate-sensitive$20 million $30 million Fixed-rate $80 million $70 million i. ii. Using a gap analysis, estimate what happens to the bank's profits if interest rates rise by 5 percentage points. (7 marks) Suppose that the bank succeeds in making $2 million profits in that year before the rise in the interest rate. Calculate the bank's return on assets (ROA) before and after the interest rate rise. (8 marks)