A bank buys low$-$income tax credit $($LIHTC$)$ from a developer and invests $$5,000,000$ in an affordable housing project. After five years, the bank decides to exit the deal. What is your analysis?

The bank can sell its share in the stock market and exit.

The bank can do that but needs to pay the project owner some early exit penalty.

The bank is not allowed do that because there is a $15$ year commitment period.

The bank can easily do that; it is a free market.