A bank currently just meets its total capital requirements of 10.5%. The bank currently has a dividend payout ratio of 25%. Assets are expected to grow at 5%. If the bank expects its ROA to be 0.35% and the bank does not want to change its dividend payout ratio from 25%, how much new equity capital (as a percentage of total assets) must the bank issue to support its growth in assets (closest to)?

		.17%
		.26%
		.93%
		1.15%

A bank currently just meets its total capital requirements of 10.5%. Assets are expected to grow at 5%. If the bank expects its ROA to be 1%, what is the maximum dividend payout ratio to support its growth in assets?

		27.5%
		47.5%
		15.5%
		33.5%