A bank estimates that its profit next year is normally distributed with a mean of $0\mathrm{.}8\%$ of assets and a standard deviation of $2\%$ of assets. How much equity $($as a percentage of assets$)$ does the company need to be $99\%$ sure that it will have positive equity at the end of the year? $($Use z$-$values rounded to two decimal places$)(2)$