A bank has $$27$ million in cash and equivalents, average loans of $$110$ million and average deposits of $$93$ million. $(3$ points each$)$

a$.$ Calculate the bank's financing gap.

b$.$ Suppose the bank's financing gap was $$15$ million yesterday. What does the difference between today's financing gap and yesterday's financing gap indicate to the bank about its liquidity position?

c$.$ Calculate the bank's financing requirement.

d$.$ What does the bank's financing requirement mean for the bank? How will it use this information to manage its liquidity?