A bank has $50,000 in deposits from its checking account customers and loans of $49,000. Of the $49,000 loaned out, $43,000 remains in the checking accounts of the loan recipients. The bank has $50,000 cash on hand, and the reserve requirement is 25%. The reserve ratio for this bank is and it meeting its reserve requirement. O 0.002%; is not O 20%; is O 186%; is not 53.76%; is Ne