A bank has risk-weighted assets or $431 million and the following sources of regulatory capital (in $ millions): Allowance for Loan Loss $3.08 Common Stock (Par) $1.18 Intermediate-Term Preferred Stock $2.42 Perpetual Preferred Stock $2.84 Subordinated Debt $4.21 Surplus $8.13 Undivided Profit $20.29 What is the bank's ratio of Tier 1 capital to risk-weighted assets? Blank 1. Calculate the answer by read surrounding text. Express in %,