A bank has the following balance sheet. The loans have a $3-$year maturity and earn $7\mathrm{.}9\%$ annually. The interest is paid once a year and the principal will not be repaid until maturity. The securities do not earn interest. The certificates of deposit $($CDs$)$ have a $1-$year maturity. The bank must pay $5\mathrm{.}4\%$ on the CDs$.$

$\backslash$table$[[$Assets$,$Liabilities & Equity$],[$Cash$,$$$480,000,$Demand deposits,$$750,000$