A bank has total interest income of $66.023 million and total noninterest income of $10.287 million. This bank has total interest expenses of $21.632 million and total noninterest expenses (excluding PLL) of $23.304 million. Its provision for loan losses is $1.527 million and its taxes are $3.116 million. What is this bank's net income, to the nearest $0.001 million? E.g. if your answer is $25.6755 million, record it as 25.676.