A bank loan department is trying to determine the correct rate for a 2-yr loan to be made two years from now. If current zero rates are 1-yr = 2%, 2-yr = 3%, 3-yr = 3.5%, 4-yr = 4.5%, the foward rate for the loan should be? A bank loan department is trying to determine the correct rate for a 2-yr loan to be made two years from now. If current zero rates are 1-yr = 2%, 2-yr = 3%, 3-yr = 3.5%, 4-yr = 4.5%, the foward rate for the loan should be