A bank teller negotiated a purchase price of $22,350 for a car. In addition to the purchase price, the teller had to pay sales tax that was 6.25% of the purchase price and a $452 license fee. If the teller makes a down payment of 10% of the total cost of the car and secures a 4-year loan at an annual interest rate of 4.9% compounded monthly, what is the monthly car payment?