A bank which starts with ALL of $1.48 million at the beginning of the year, charges off worthless loans of $.94 millions during the year, recovers $.12 million on loans previously charged off and charges current income for $1.02 millions provisions for loans losses will have an ALL at the end of the year of: Select one: O a. $1.28 million O b. $.66 million O c. $1.68 million d. $3.32 million