A bank's estimate of next year profit $($in dollars$)$ is $5$ normal distribution with mean and standard deviation of $$10$ million and $$30$ million, respectively. Assume the bank's capital is $$100$ million. How should the bank adjust its equity capital to meet this regulators requirement: the probability of capital not being wiped out by losses should be $99\%.$

A$.$ Increase bank's capital by $$60$ million.

B$.$ Reduce bank's capital by $$60$ million.

C$.$ Increase bank's capital by $$40$ million.

D$.$ Reduce bank's capital by $$40$ million.