A banks only asset is a peculiar 3-year, 6% $100 million bond where payments are paid at the end of years 2 and 3, The term structure is flat with all yields equal to 6%. The banks liability includes 1-year debt that promises to pay out $84.80 after a year, implying that the debt value today is 84.80/1.06 = $80. The banks equity capital is closest to