A bond with a face value of $1,000 has 10 years until maturity, has a coupon rate of 8.2%, and sells for $1,095.

What is the yield to maturity if interest is paid once a year?

Note: Do not round intermediate calculations. Enter your answer as a percent rounded to 4 decimal places.

What is the yield to maturity if interest is paid semiannually?

Note: Do not round intermediate calculations. Enter your answer as a percent rounded to 4 decimal places.