A bond with a four-year maturity, paying 5% coupons and with a face value of 100, is bought at 104.1 right after the end of the first year. If I need to sell the bond at the the end of the third year, when its prevailing price is 106.8, what is my holding period return on this investment? (Assume coupons are not reinvested.) HINT: Accumulate all coupons.