A borrower is faced with choosing between two loans. Loan A is available for S1,875,000 at 10 percent interest for 30 years, with 6 points to be included in closing costs. Loan B would be made for the same amount, but for 11 percent interest for 30 years, with 2 points to be included in the closing costs. a. If the loan is repaid after 15 years, which loan would be the better choice? b. If the loan is repaid after five years, which loan is the better choice