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a. Briefly explain the concept of Factoring Companies and what are the benefits for companies that take advantage of the services of the factoring company!

a. Briefly explain the concept of Factoring Companies and what are the benefits for companies that take advantage of the services of the factoring company!

b. Briefly explain how Takaful (Sharia Insurance) treats the Gharar element in insurance coverage which then differentiates it from Conventional Insurance!

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