A Building Company is trying to bring the company-funded portion of its employee retirement fund into compliance with CB-267. The company has already deposited $450,000 in each of the last 3 years. If the company increases its deposits (beginning in year 4) by 15% per year through year 20, and additionally makes a deposit of $ 1 million on year 15, how much will be in the fund immediately after the last deposit, if the fund grows at a rate of 9% per year?