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A business associate who owes Ana $4,000 offered to pay her $3,800 now or to pay her $2,000 now and $2,000 two years later. Using

A business associate who owes Ana $4,000 offered to pay her $3,800 now or to pay her $2,000 now and $2,000 two years later. Using only financial reasons to make her decision, and assume that the interest is compounded continuously, she should switch choices at the annual interest rate of?

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