A buyer has a retail store in Florida and the seller is a manufacturer in California. If the buyer orders goods from the seller and the goods are shipped "FOB Florida," which of the following statements is true?

a. The seller bears the expense and risk of delivering the goods to Florida.

b. Neither the seller nor the buyer bears the risk of delivering the goods as the goods are insured.

c. The seller is allowed to charge a nominal fee for delivering the goods.

d. The buyer bears the risk of loss as he is responsible for taking possession of the goods.