A capital of 12,745.98 Eur has been invested in an account with quarterly compounding and at the end of the first quarter the interest earned is 78.07 Eur. Find the equivalent annual rate % At the end of the first year the interest rate (still compounded quarterly) is changed and at the end of the first quarter of the second year the interest earned is 87.18 Eur. Find the equivalent annual rate for the second year. % Find the amount in the bank account at the end of the second year Eur