A car dealer offers a promotion for a new car with a list price of $$30,000.$ Customers have the option to obtain $0\%$ financing for $5$ years or pay for the car in full at delivery. If the customer elects to pay cash upfront, they would receive a $20\%$ discount off the list price. If Customer A chooses to take advantage of the $5-$year financing option, does the contract include a significant financing component?

Yes, because the amount paid is not equal to what the customer would have paid in cash

Yes, because the $0\%$ financing was a marketing offer

No$,$ because the contract includes $0\%$ financing

No$,$ because the customer is paying the list price