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A car dealer offers payments of $672.59 per month for 60 months on a $36,000 car after making a $7,000 down payment. What is the

A car dealer offers payments of $672.59 per month for 60 months on a $36,000 car after making a $7,000 down payment. What is the loan's APR?
13.85%
10.85%
15.85%
16.85%

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