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A car dealer offers to buy your car for $9,100 so that you can purchase a new one. If your monthly payment is $464.23 with

A car dealer offers to buy your car for $9,100 so that you can purchase a new one. If your monthly payment is $464.23 with an annual interest rate of 3.6% and you have 20 more payments remaining, is the present value of your car loan more or less than the amount the dealer is offering

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