A cash loan is to be repaid by paying Php13,500 quarterly starting at the end of 4 years. It will be paid for 3 years with the interest rate of 12% convertible quarterly. How many payments are needed until the loan is paid? * 1 point O 13 10 12 15 What is the total number of deferred periods? * 1 point 15 16 10 O 12 How much is the cash loan? * I point