A check is payable to the order of Scott Templeton. Templeton simply signs on the back of the check -- "/s/ Scott Templeton". As to these facts, which statement is true?

	A.	This is a blank endorsment.
	B.	the effect of the endorsement is to turn order paper into bearer paper.
	C.	the effect of the endorsement is to turn bearer paper into order paper.
	D.	A and B.