A civil engineer planning for her retirement places $11\%$ of her salary each year into a high$-$technology stock fund. If her salary this year $($end of year $1)$ is $$190,000$ and she expects her salary to increase by $4\%$ each year, what will be the future worth of her retirement fund after $18$ years provided it earns $7\%$ per year?

The future worth of her retirement fund will be