A client has a risk cover policy with R$1500000$ life cover and R$800000$ accelerating disability cover. She adds R$500000$ stand$-$alone severe illness cover, and R$500000$ accidental death cover.

Refer to the scenarios in the table below and indicate which of the client$$s risk policy benefits will pay out, as well as the amount of life cover remaining on the policy.

Answer each question by clicking on the drop$-$down box and selecting the option that best matches each scenario.

Scenario

Which benefit pays out?

Benefit amount payable

Remaining life cover

The client has a heart attack.

AnswerSevere illnessLife coverAccidental death coverDisability cover

AnswerR$700000$R$500000$R$500000$R$800000$

AnswerR$700000$R$0$R$1000000$R$1500000$R$800000$

She is disabled because of a car accident.

AnswerDisability coverAccidental death coverLife coverSevere illness

AnswerR$800000$R$500000$R$500000$R$700000$

AnswerR$1500000$R$700000$R$800000$R$1000000$R$0$

She dies in a car accident.

AnswerSevere illnessDisability coverLife coverAccidental death cover

AnswerAccidental death coverDisability coverLife coverSevere illness

AnswerR$500000$R$800000$R$700000$R$500000$

AnswerR$500000$R$700000$R$800000$R$500000$

R$0$