A client with an in$-$ground swimming pool calls to thank their planner for their recommendation to purchase insurance. It seems the client$$s sons$$ friends were jumping off the trampoline into the pool. This seemed like a good idea to the $15$ year old boys, until one of them broke their arm. The client thanked the planner for recommending.

a$.$A swimming pool endorsement to the homeowners$$ policy that paid for the damage to the trampoline.

b$.$An umbrella policy that paid for the lawsuit between the son$$s parents and the client over the trampoline.

c$.$Signage that proclaimed $$swim at your own risk$.$

d$.$A swimming pool endorsement to the homeowners$$ policy that paid for the damage to the pool when the trampoline toppled into it$.$