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A client would like to accumulate $ 3 0 0 , 0 0 0 for retirement, which will begin in 1 0 years. She can

A client would like to accumulate $300,000 for retirement, which will begin in 10 years. She can invest $10,000 at the end of each year toward this goal in an
account earning 8% annually. What initial lump-sum deposit, in addition to the payment stream, is required for her to be able to meet this goal?
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